Asian Journal of Economics, Business and Accounting

The objective of this report is to analyze the milk value chain in Jordan depending on information gathering by own experience and The Jordan’s ministry of agriculture report 2015.

Total amount of milk production by dairy subsector is (266599) tons which represent 44% of total milk consumption, Sheep and Goat milk production is (78436) tons and the amount of imported    milk converted as fresh milk is (262845) tons, which is represent more than 43% of total consumption.

The agriculture sector in Jordan consists of two main sub-sectors: Crop production and livestock industry. Livestock is estimated to contribute to about one-half of the total agricultural GDP. The production of food producing animals is valued to around JD820 million; JD435 million generated from the poultry industry and JD385 million from dairy cattle and small ruminants (sheep and goats) enterprises Ministry of Agriculture.

The livestock industry consists of facilities of food producing animals (dairy cattle, poultry, sheep, and goats) and several supporting services (factories of veterinary medicines, feed factories, milk processing plants, slaughter houses, and marketing services).

The purpose of this study is to analyze the characteristics of consumer behavior, and the relationship among purchase motivation, perceived risk, and behavioral intention. In this study, 594 valid questionnaires were collected from consumers who bought sports goods online. After statistical analysis, this study found that: 1. Sports shoes are the main products consumers buy online. 2. There is no difference in purchase motivation, perceived risk, and behavioral intention between genders.3. Consumers of different ages have different purchase motives and perceived risks. 4. Consumer purchase motivation and perceived risk have predictive effect on behavioral intention.

Many Entrepreneurs just delve into business in the name of starting a business without first finding out the best production methodology for increase output and the various ways that the product and its bye products can be disposed for more profit. Palm kernel is a money spinning venture. The process involve in palm oil extraction from the palm fruit is still crude. Marketing starts with product idea generation. The research therefore is aimed at finding out the best palm kernel separation method that will give the highest production volume. This will eventually help the organization meet market demand that will lead to the desired sales volume/profit. Three palm kernel separation methods were carried out using 25 kg of palm kernel for each. Time taken for these operations was taken. Thorough put was calculated. The result obtained was that mechanical cracking machine with pneumatic separation has a faster operation time and higher output than two other separation methods. This study discovered about fourteen (14) potential business areas for investors and entrepreneurs in palm kernel ventures. A graph of annual palm kernel availability and price fluctuation was developed. The recommendations emanating from the analysis are: (1) Investors, entrepreneurs and processors are advised to go for mechanical cracking and pneumatic separation machine for efficiency and effectiveness (2) Buy palm kernel nut by April, May and June then sell off their stored palm kernel nut to make profit by September to October, and (3) Should reevaluate their investment on palm kernel business against the coming year by December.

The concept of fresh-cut vegetables is relatively new and its demand has increased tremendously. The study was designed to assess the customer's perception and to determine the factors influencing customer's decision to purchase fresh-cut vegetables. Both primary and secondary data were used in this study. A total of 103 vegetable customers from eight outlets of SHWAPNO supermarket were selected through random sampling technique and interviewed directly. For measuring perception of the respondents and identifying influential factors, a 5-point Likert scale and multiple logistic regressions were used. The majority of the customers had moderately favorable attitude towards fresh-cut vegetables. They perceived different attributes of fresh-cut vegetable like ready-to-cook and time-saving nature, appearance, quality and hygiene as most appealing. Results of the Log it model reveals that education, family member, occupation, having maid servant, income, perception have significant effect on purchasing of fresh-cut vegetables. Having higher education, larger family and higher income increases the possibility to purchase fresh-cut vegetables whereas having maid-servant negatively affect their purchasing decision. One fifth portion of total customers complained about the availability, packaging and supplied volume of fresh-cut vegetables. Therefore, it is possible to expand fresh-cut vegetable market in Bangladesh by taking appropriate measures.

Is there a causal relationship between budget deficit and current account deficit? This study attempts to explain the significance of the transmission mechanism, (the exchange rate and interest rate) in explaining the twin deficit hypothesis (i.e. budget deficit and current account deficit) in Namibia. The study employed analytical methods of unit roots, cointegration, Granger-causality, and the impulse response function for estimation. In contributing to this ongoing debate, the study used the case of Namibia over the period spanning from 1990-2014 using time series data. Budget deficit and current account deficit proved to be significant. There is a unidirectional causal relationship between budget deficit and current account deficit in Namibia which runs from current account deficit to budget deficit. However, the transmission mechanism proved to be less significant in explaining the twin deficit hypothesis in Namibia.  Having found a positive relationship between current account deficit and budget deficit in Namibia, the government should consider curbing the increasing current account balance as a way of reducing its adverse effect on the budget balance. From this study, it is indicated that stabilising the current account deficit problem could assist in managing the budget deficit problem in Namibia.

The size of non-performing loans plays a vital role in banking stability of any given economy. The paper investigates the resilience and stability of banks amidst the deteriorating quality of its assets since the last Global financial crisis. This study examined the effect of non-performing loans on banks financial stability in Kenya’s commercial banks using secondary data for the period January 2015 to December 2019. A multiple regression model was utilised in analysing the data. Non-performing loans as measured by non-performing ratio had a positive and statistically significant relationship with banks financial stability as measured by Z a-score. The results implied that non-performing loans in Kenya’s commercial banks affects the banks financial stability. Loans to deposit ratio results specified a positive and non-statistically insignificant relationship with banks financial stability. The results inferred that loan to deposit ratio do not affect the banks financial stability. Inflation rate results had a positive but statistically significant relationship with banks’ financial stability indicating that inflation rate affects banks’ financial stability. The results for loan growth had a negative but statistically significant relationship with banks financial stability. The study recommended implementation of measures that curb increase in non-performing loans as they threaten banking financial stability.