Kamil, Islamiah. “Cashless Society: The Effect of Financial Ability, Ease and Security on Behavior of the Use of Financial Technology System”. Asian Journal of Economics, Business and Accounting 20, no. 3 (December 16, 2020): 46-58. Accessed April 14, 2021. https://journalajeba.com/index.php/AJEBA/article/view/30328.